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Bad debt is very bad problem and I think no one deserve that kind of problem. You will go crazy if your bad debt problem keep continuing bother you all the time, all day for the rest of your life. Those problem will tide you up and you will end up no where. Your life will always feel so miserable. So say enough for those debt problem.

If you feel that you are not very smart in debt problem, don`t feel so sorry. You always can ask help from other. But is up to you are you willing to fight or not ??? but if you want to continue your life you got to fight.

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